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5 Reasons Every Mum Should Consider Making a Will

Making a will might not be at the top of every busy mum’s to-do list—but perhaps it should be. Between school runs, packed lunches, and sleepless nights, planning for the future can feel like a distant worry. Yet making a will is one of the most important acts of care a parent can offer. It provides clarity, protection, and peace of mind for the people who matter most.

For mothers raising children, owning property, or navigating blended families, writing a will ensures your wishes are legally recognised. Without one, decisions about your estate—or even your children’s care—could end up in the hands of the courts. Also, it’s important to remember that if you’re considering making a will in Kent, Essex, or wherever you may live, there are local solicitors just a click away, ready to help.

In this blog, we explore five key reasons why making a will is a step every mum should consider.

1. Protect Your Children’s Future

The most important reason to write a will as a parent is to legally appoint guardians for your children. If something were to happen to you (or both parents), a will ensures your child is cared for by someone you trust—rather than leaving it to chance or the family courts.

Without a will, no one has automatic authority to step in, even grandparents or godparents. Making your wishes clear helps prevent disputes and uncertainty at an already distressing time.

You can also use your will to leave financial provision for your children’s upbringing, education, or future goals. A solicitor can help you create trusts that manage these funds responsibly until they come of age.

Citizens Advice provides an excellent overview of how wills work and why they matter for families.

2. Avoid Inheritance Confusion and Family Conflict

Families are complicated. Second marriages, stepchildren, estranged relatives, and shared assets can all make inheritance matters more fraught than they need to be. A will helps avoid confusion and potential disagreements.

You can decide who gets what, ensuring sentimental items go to the right people and that your estate is divided fairly—according to your definition of fair, not the government’s.

Dying intestate (without a will) means your estate is divided under the UK’s fixed rules, which may not reflect your wishes or family structure. Writing a will is your opportunity to set the record straight.

The GOV.UK intestacy tool shows how complicated things can become when there’s no will in place.

3. Provide Financial Stability for Your Partner

If you’re not married to your partner, they are not automatically entitled to anything when you die—even if you live together and share children. This is a major risk for many families, especially those cohabiting.

By including your partner in your will, you can make sure they’re protected—whether through property rights, financial support, or specific gifts. You can also use your will to safeguard their right to remain in the family home.

A solicitor can advise on how to structure your will to reflect your relationship, including joint ownership issues or lifetime trusts. This is especially important if your partner has helped build a home but isn’t legally recognised without a will.

4. Appoint Someone You Trust to Manage Your Estate

Your will allows you to choose executors—the people responsible for carrying out your wishes and managing your estate after you pass away. For mums with dependents or property, this role is crucial.

Your executors will:

* Collect your assets
* Pay off debts
* Distribute inheritance
* Deal with tax matters

Choosing someone reliable, trustworthy, and financially literate can save your family stress and delay. It also gives you peace of mind that things will be handled properly.

You can appoint one or more people—such as a friend, relative, or professional solicitor. Just make sure they agree in advance and understand their responsibilities.

For more details, MoneyHelper offers guidance on choosing executors and writing your will.

5. Leave a Personal Legacy—Your Way

Wills aren’t just legal documents; they’re reflections of who you are. You can use them to:

* Leave gifts to friends, carers, or charities
* Pass down family heirlooms
* Share messages, wishes, or funeral instructions

This personal touch helps loved ones feel connected to you, even after you're gone. It also reduces uncertainty at a difficult time.

Many mums use their wills to support causes they care about, whether it's a children's charity, local hospice, or educational fund. Leaving a legacy gift ensures your values live on—and can offer tax benefits to your estate too.

Bonus Tip: Update It as Life Changes

Life doesn’t stand still—and your will shouldn’t either. Major life events like having another child, getting divorced, or buying a new home should prompt a review.

Aim to revisit your will every few years or after big changes to ensure it still reflects your intentions. A solicitor can help you update it quickly and ensure it remains valid.

Empowerment Through Planning

Making a will isn’t just about what happens when you’re gone. It’s about taking control, protecting your children, and giving yourself peace of mind. For mums, it’s one of the most powerful forms of future planning there is.

And remember—you don’t have to do it alone. A friendly, experienced solicitor can guide you through each step, answer your questions, and make sure everything is in order.

This article is intended for general information purposes only and does not constitute legal advice. For personalised support, always consult a qualified solicitor who specialises in wills and probate law.